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If you don’t normally complete Tax Returns but think that you may have tax to pay then remember, it is your responsibility to tell HM Revenue & Customs (HMRC). Don’t wait for them to come after you! The clock is ticking. You must tell HMRC by 5 October 2024 at the very latest.

With the recent rumours of potential changes to the taxation of pensions in the new Labour Government’s first Budget on 30 October, it is probably a good time to review your pension planning to make sure you are making as much use of your allowances as possible.