Wealth Management Services

For the majority of clients their business and personal finances are inextricably linked. Because we specialise in both business services and personal financial planning, and have continued ongoing contact with our clients, it makes sense for us to provide the financial advice they need - particularly where value is being extracted from a business to generate personal income, capital or pension funding. We advise on a wide range of needs including:

  • all forms of protection - life assurance, critical illness, income replacement, sickness and key man insurance etc
  • investment advice
  • personal and business mortgages
  • employee benefits packages
  • pension, retirement and inheritance tax planning
  • investments for children.

We work closely with external Independent Financial Advisers.
It is all too easy for business owners and managers to become so enveloped in the business that they lose sight of their own personal goals. We encourage clients to sit down with us each year to review their position. Having established a baseline position for a client, it means we can, when reviewing their audit or accounts, be alive to opportunities for optimising their personal tax position with reference to their long-term financial security.