Banks

Consumers look to new payment technologies

Almost 4 in 10 current account holders think the rise of technology will eliminate the need to use cash in 10 years' time, research by Lloyds Bank suggests.

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Errors found in a third of credit reports

More than a third of people who have checked their credit report in the last 2 years have found errors, research by uSwitch has found.

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NI lending figures released for first time

Figures on how much Northern Ireland banks are lending to businesses and households have been published for the first time.

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SMEs reluctant to borrow

High growth small and medium-sized enterprises are reluctant to seek finance from banks to fund growth, a study by the Institute of Chartered Accountants of Scotland has found.

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Northern Ireland first-time buyers up 33%

The number of mortgages given to first-time buyers in Northern Ireland increased 33% in Q1 2014 compared to the same period in 2013, according to data released by the Council of Mortgage Lenders.

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New mortgage rules take effect

People applying for a mortgage are to face tougher financial checks, as the Financial Conduct Authority’s new market regulations take effect tomorrow (26 April 2014).

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Overdrafts poor value, says FCA

Overdraft terms set by lenders are "complex and opaque", the Financial Conduct Authority (FCA) has said.

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Help to Buy extended by four years

The Government has extended its Help to Buy equity loan scheme by four years, the Chancellor George Osborne has announced.

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Greater competition needed for Scottish SME finance

Scotland needs new sources of credit to help small and medium-sized businesses access finance, the Scottish Parliament's economy, energy and tourism committee has said.

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Business Bank to support peer-to-peer lending

The British Business Bank will invest £40 million to support peer-to-peer lending to small and medium-sized businesses.

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